Not so long ago there were very few ATM machines in Koh Samui.
Now it is almost impossible to avoid them. The ATM machines have landed like an alien force from Planet Metalica. Yellow and blue are the most popular colours and most of them dispense a maximum of 20,000 Baht at one time 24/7.
They will take most bank cards and is the easiest and most convenient way of getting cash.
ATM machines can be found installed either in the wall of a bank or the wall of a shop house and also as a stand alone.
All purpose built shopping centres and malls have one and they are mainly concentrated in the north part of the island and in town centres.